Are you a young Australian struggling to make ends meet while studying, training, or looking for work? There’s good news on the horizon. The Australian government has announced an increase to youth support payments, with eligible young Aussies set to receive up to $160.63 per fortnight starting in 2025. This boost comes as part of the government’s commitment to supporting young people through education, training, and early career development in the face of rising living costs.
Whether you’re a university student burning the midnight oil, an apprentice learning valuable trade skills, or a young job seeker trying to get your foot in the door, this financial support could be the lifeline you need. But who exactly qualifies for these payments, and how can you access them? Let’s dive into everything you need to know about this important financial support program.
Understanding the $160.63 Fortnightly Payment
The $160.63 fortnightly payment represents an increase to the Youth Disability Supplement and Youth Allowance programs that support young Australians. This payment isn’t a standalone benefit but rather forms part of a comprehensive support package designed to help young people navigate the financial challenges of early adulthood.
Think of this payment as financial fertilizer for your future growth – it won’t solve all your money problems, but it provides essential nutrients to help you flourish during a critical period of development. The payment is specifically targeted at young Australians who meet certain criteria, including age requirements, study or training commitments, and financial need assessments.
For 2025, the payment rates have been adjusted to reflect rising living costs, with increases implemented to help recipients maintain their purchasing power. This adjustment is part of the regular indexation process that ensures government support keeps pace with inflation and economic changes.
Who Qualifies for the $160.63 Fortnightly Payment?
Eligibility for the $160.63 fortnightly payment depends on several key factors. Let’s break down who can apply:
Age and Residency Requirements
To qualify for this payment, you must be:
- Aged 16 to 24 years if you’re a full-time student or apprentice
- Aged 16 to 21 years if you’re looking for full-time work
- An Australian citizen, permanent resident, or hold an eligible visa
- Living in Australia during your claim period
The age requirements ensure that support reaches young people during their formative educational and early career years when financial pressures can be particularly challenging.
Study, Training, or Job Search Requirements
Beyond age and residency, you must also be engaged in approved activities:
- For students: Enrolled in full-time study at an approved educational institution
- For apprentices: Undertaking a recognized Australian Apprenticeship
- For job seekers: Actively looking for work and meeting mutual obligation requirements
These activity requirements ensure that the payment supports young people who are actively working toward building their skills and future employment prospects.
Income and Asset Tests
Like most government support, the $160.63 payment is subject to income and asset tests:
- Your personal income must fall below certain thresholds
- Your parents’ income may be considered if you’re not considered independent
- Assets (savings, investments, property) must be below specified limits
The more you earn, the more your payment may be reduced. However, you can still receive partial payments while earning income up to certain limits, creating a gradual transition to financial independence.
Payment Rates and Variations
The exact amount you receive may vary based on your specific circumstances. Here’s a breakdown of the different payment rates for 2025:
| Situation | Maximum Fortnightly Payment |
|---|---|
| Single, under 18, living at home | $410.30 + supplement |
| Single, under 18, living away from home | $663.30 + supplement |
| Single, 18+, living at home | $472.50 + supplement |
| Single, 18+, living away from home | $663.30 + supplement |
| Single with children | $836.60 + supplement |
| Partnered, no children | $663.30 + supplement |
| Partnered, with children | $718.10 + supplement |
The $160.63 supplement is an additional payment on top of these base rates for eligible recipients, particularly those with disabilities or specific needs. Your living situation significantly impacts your payment rate – those living independently typically receive higher payments to reflect their greater expenses.
Additional Benefits and Supplements
Beyond the base payment and $160.63 supplement, you may also qualify for additional support:
Rent Assistance
If you’re paying rent and receiving Youth Allowance, you may be eligible for Rent Assistance of up to $193.62 per fortnight, depending on your rent amount and living situation. This additional support recognizes the significant burden that housing costs place on young people.
Energy Supplement
A small additional payment to help with energy costs is automatically included with your regular payment. While modest, every dollar helps when you’re on a tight budget.
Education-Related Supplements
Students may also qualify for:
- Relocation Scholarship (for those who move to study)
- Student Start-up Loan (voluntary loan to help with study costs)
- Fares Allowance (helps cover travel costs between your home and place of study)
These additional supports can significantly enhance the value of your base payment, creating a more comprehensive financial safety net.
How to Apply for the $160.63 Fortnightly Payment
Ready to claim your payment? Here’s how to navigate the application process:
Step 1: Check Your Eligibility
Before applying, use the Payment and Service Finder on the Services Australia website to confirm your eligibility and get an estimate of your potential payment amount.
Step 2: Prepare Your Documentation
Gather the necessary documents:
- Proof of identity (passport, driver’s license)
- Tax File Number
- Bank account details
- Study or apprenticeship details
- Income and asset information
- Rental agreement (if claiming Rent Assistance)
Having these documents ready will streamline your application process and help avoid delays.
Step 3: Submit Your Application
The most efficient way to apply is online through your myGov account:
- Create or log in to your myGov account
- Link your account to Centrelink
- Select “Payments and Claims” from the menu
- Choose “Make a claim” and follow the prompts
If you need assistance, you can visit a Services Australia center or call the Youth and Students line for guidance.
Step 4: Track Your Application
After submitting your application:
- Monitor your myGov inbox for messages
- Respond promptly to any requests for additional information
- Check your claim status through your Centrelink online account
Processing times vary, but most claims are finalized within 21 days if all required information is provided.
Making the Most of Your Payment
Receiving up to $160.63 per fortnight can make a significant difference in your financial situation. Here are some tips to maximize the benefit:
Budgeting Effectively
Create a realistic budget that prioritizes essentials:
- Housing and utilities
- Food and groceries
- Transportation
- Study materials
- Emergency savings
Think of your payment as water in a garden – direct it to where it’s needed most to ensure everything can grow.
Combining with Other Support
Explore complementary support options:
- University scholarships and bursaries
- State-based concessions and discounts
- Healthcare Card benefits
- Public transport concessions
- Tax benefits
By layering different support mechanisms, you can create a more robust financial foundation.
Planning for Payment Fluctuations
Remember that your payment may change if:
- Your income increases
- Your study load changes
- You move to a different living situation
- You turn 22 (for job seekers)
Stay informed about how these changes might affect your payment and plan accordingly.
Conclusion
The $160.63 fortnightly payment represents a valuable support mechanism for young Australians navigating the challenges of education, training, and early career development in 2025. By understanding the eligibility requirements, payment rates, and application process, you can access this financial assistance and focus more on building your future rather than worrying about immediate financial pressures.
Remember that this payment is just one part of a broader support ecosystem designed to help young Australians thrive. By combining it with other available assistance and managing your finances wisely, you can maximize its impact on your journey toward independence and success.
Whether you’re hitting the books at university, developing skills through an apprenticeship, or searching for your first meaningful job, this financial support aims to give you the breathing room you need to focus on your goals and aspirations.
FAQs About the $160.63 Fortnightly Payment
1. Will receiving the $160.63 payment affect my ability to work part-time? No, you can still work part-time while receiving this payment. However, your payment amount may reduce as your income increases. The good news is that there’s an income-free area of $480 per fortnight before your payment starts to reduce, and you can earn up to a certain threshold before losing eligibility completely.
2. I’m turning 22 next year and I’m looking for work. Will I still be eligible for this payment? If you’re a job seeker turning 22 in 2025, you’ll transition from Youth Allowance to JobSeeker Payment. The good news is that JobSeeker also provides financial support, though the payment rates and eligibility criteria differ. It’s best to contact Centrelink about three months before your birthday to ensure a smooth transition.
3. How does living at home versus independently affect my payment amount? Living independently typically qualifies you for a higher payment rate because the government recognizes your increased living expenses. For example, a single person aged 18+ living away from home could receive up to $663.30 per fortnight plus supplements, compared to $472.50 for someone living with parents.
4. Can international students access this payment? Generally, international students aren’t eligible for Youth Allowance or the $160.63 supplement. These payments are primarily for Australian citizens, permanent residents, and holders of specific visa types. International students should check with their educational institution about scholarship opportunities instead.
5. What happens to my payment during university breaks if I’m a student? If you remain enrolled as a full-time student, your payment typically continues during standard university breaks. However, if you take a longer break or reduce your study load below full-time, you must notify Centrelink as this may affect your eligibility. Some students may need to meet activity requirements during extended breaks to maintain their payment.